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Values/results of credit ratings are available under the Creative Commons Attribution-NonCommercial-NoDerivs 3.0 Unported License; the remaining content is available under the Creative Commons Attribution-ShareAlike 3.0 Unported License; additional terms may apply.

Important note: Wikirating does not own copyright on Wikirating article texts and illustrations. It is therefore pointless to email our contact addresses asking for permission to reproduce articles or images, even if rules at your company or school or organization mandate that you ask web site operators before copying their content.

The only situation you should contact us is about the trademark "Wikirating", which is not freely usable without permission.

Beside values/results of credit ratings, permission to reproduce and modify any other text on Wikirating has already been granted to anyone anywhere by the authors of individual articles as long as such reproduction and modification complies with licensing terms. Images may or may not permit reuse and modification; the conditions for reproduction of each image should be individually checked. The only exceptions are those cases in which editors have violated Wikirating policy by uploading copyrighted material without authorization, or with copyright licensing terms which are incompatible with those Wikirating authors have applied to the rest of Wikirating content. While such material is present on the Wikirating (before it is detected and removed), it will be a copyright violation to copy it. For permission to use it, one must contact the owner of the copyright of the text or illustration in question; often, but not always, this will be the original author.

If you wish to reuse values/results of credit ratings from Wikirating, you should read the Wikirating:Text_of_Creative_Commons_Attribution-NonCommercial-NoDerivs_3.0_Unported_License.