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The fundamental principles by which Wikirating operates are summarized in the form of five "pillars" (adapted from Wikipedia):

First pillar Wikirating is not an encyclopedia (like Wikipedia).
It incorporates elements of specialized encyclopedias and databases regarding the topics of credit risks, credit ratings and its methods. Wikirating is not a soapbox, an advertising platform, a vanity press, an experiment in anarchy or democracy or an indiscriminate collection of information (but a web directory for credit rating topics). It is not a dictionary or a newspaper.
Second pillar Wikirating is written from a neutral point of view.
We strive for articles that document and explain the major points of view in a balanced and impartial manner. We avoid advocacy and we characterize information and issues rather than debate them. In some areas there may be just one well-recognized point of view; in other areas we describe multiple points of view, presenting each accurately and in context, and not presenting any point of view as "the truth" or "the best view". All articles must strive for verifiable accuracy: unreferenced material may be removed, so please provide references. Editors' personal experiences, interpretations, or opinions do not belong here. That means citing verifiable, authoritative sources, especially on controversial topics.
Third pillar Wikirating is free content that anyone can edit, use, modify, and distribute.
Respect copyright laws, and do not plagiarize sources. Non-free content is allowed under fair use, but strive to find free alternatives to any media or content that you wish to add to Wikirating. Since all your contributions are freely licensed to the public, no editor owns any article; all of your contributions can and will be mercilessly edited and redistributed.
Fourth pillar Editors should interact with each other in a respectful and civil manner.
Respect and be polite to your fellow Wikirating members, even when you disagree. Apply Wikirating etiquette, and avoid personal attacks. Find consensus, avoid edit wars, and remember that there are 698 articles on Wikirating to work on and discuss. Act in good faith, and never disrupt Wikirating to illustrate a point. Be open and welcoming, and assume good faith on the part of others. When conflict arises, discuss details on the talk page, and follow dispute resolution.
Fifth pillar Wikirating does not have firm rules.
Rules in Wikirating are not carved in stone, as their wording and interpretation are likely to change over time. The principles and spirit of Wikirating's rules matter more than their literal wording, and sometimes improving Wikirating requires making an exception to a rule. Be bold (but not reckless) in updating articles and do not worry about making mistakes. Prior versions of pages are saved, so any mistakes can be corrected.


This article uses material from the Wikipedia article Wikipedia:Five pillars, which is released under the Creative Commons Attribution-Share-Alike License 3.0.